The Probitas Process
Our process begins with discovery, then assigns purpose to each dollar. We coordinate income, investments, taxes, healthcare planning, and legacy goals, reviewing as life evolves.
1
Discovery
We Start With Your Story and Goals
We begin with a few conversations to understand what matters most to you, your concerns, and the direction you want. This sets the foundation for every planning decision.
2
Design
Assign Roles to Your Money
We organize your full financial picture and define clear roles for each dollar, such as income, growth, tax awareness, healthcare planning, risk management, and legacy goals.
3
Implementation
Put Your Plan in Motion
With your plan approved, we implement each step intentionally, using our Service Matrix to move from design into effective, real-world application.
4
Strategy Review
A Plan That Evolves With Life
We regularly review your plan, refine strategies as needed, and provide guidance for key decisions, keeping your approach relevant as life and markets change.
See how income, taxes, healthcare, investments, risk, and legacy fit together in one plan.
How We Work With You
At Probitas Planning & Wealth, our financial planning process is built to move you from questions to a clear direction. We serve clients in Dayton, Columbus, Cincinnati, and nationwide who want a coordinated approach that connects planning and investment decisions without unnecessary complexity.
Our process connects every part of your financial life. Rather than treating income, taxes, healthcare, investments, risk, and legacy as separate conversations, we coordinate all six as one plan.
We Start by Listening
Before we recommend anything, we want to understand your circumstances, your concerns, and what you want your money to support. No strategy makes sense until that is clear.
We Build One Coordinated Plan
Income, taxes, healthcare, investments, risk, and legacy all affect one another, so we address them as a single plan instead of six conversations that never quite connect.
We Stay Involved As Life Changes
Life moves and so do markets. We meet regularly to revisit the plan, adjust what needs adjusting, and keep each decision aligned with the priorities you set at the start.